Risk Management and Insurance

Think about Risk

Gunness Financial helps clients think about risk and whether insurance products should be used to “outsource” risk to an insurance company. We often help clients understand and purchase insurance if it makes sense for their situation.  When considering insurance, we help clients identify the risks they are seeking to address and how they can manage and mitigate those risks.  Sometimes insurance provides the answer, but not always. And there are many times when a client decides to retain some risk so that they don’t over-insure and have premium payments that are too large.  

Garden sculpture by Whitmore Boogaerts


We are licensed to provide
various lines of insurance including:

Consider your insurance needs with the help of Gunness Financial Services.

Garden Sculpture by Whitmore Boogaerts

Financial Planning

We will focus on you and seek to understand your unique goals, concerns, and circumstances and create a plan that works for you.

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Investment Management

We work to construct for you — with your input and collaboration — an investment portfolio that seeks to manage your risk/return comfort level.     

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Risk Insurance and Management

We help clients understand and purchase insurance if it makes sense for their situation.

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Small Business Planning

With a trusted partner guiding and supporting you, you can be more capable and confident facing the economic challenges and opportunities of your business.

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